Primary protection: The Host Protection Insurance program now provides primary coverage for Airbnb hosts and landlords, as additional insureds, in over 15 countries.

Our program protects against liability claims up to $1 million USD that occur in a listing, or on an Airbnb property, during a stay.

Protection against the unexpected

Though over 60 million guests have had safe, positive experiences staying on Airbnb, it’s best to be prepared when the unexpected occurs.

Our Host Protection Insurance program provides you peace of mind, protecting you against third party claims of property damage or bodily injury up to $1 million.

What does the Host Protection Insurance program cover?

The Host Protection Insurance program provides primary liability coverage for up to $1 million per occurrence in the event of third party claims of bodily injury or property damage. This coverage is also subject to a $1 million cap per listing location and certain conditions, limitations, and exclusions may apply. For more information, please visit our Help Center.

The Host Protection Insurance program covers landlords and homeowners associations in many cases when claims are brought against them because a guest suffers injury during a stay. For examples of what’s covered and what’s not, please visit our Help Center.

The Host Protection Insurance program may also cover claims if a guest damages building property. This often includes claims filed by a landlord against a host. For examples of what’s covered and what’s not, please visit our Help Center.

The Host Protection Insurance program can now serve as your primary coverage for eligible claims filed as a result of Airbnb stays. Landlords are covered only if Airbnb and/or the host is also a party to the claim.

What’s not covered by the Host Protection Insurance program?

The Host Protection Insurance program does not apply to liability arising from (1) Intentional Acts including: (i) Assault and Battery or (ii) Sexual Abuse or Molestation - (by the host or any other insured party), (2) Loss of Earnings, (3) Personal and Advertising Injury, (4) Fungi or Bacteria, (5) Chinese Drywall, (6) Communicable Diseases (7) Acts of Terrorism, (8) Product Liability, (9) Pollution and (10) Asbestos, Lead or Silica.

If you’d like more details on what’s covered and what’s not, please contact us.

The Host Protection Insurance program is currently available for hosts in the Australia, Canada, China, France, Germany, India, Ireland, Italy, Japan, The Netherlands, New Zealand, Portugal, Singapore, Spain, United Kingdom and United States.